°

Erken emeklilikte yeni dönem!

Sosyal Güvenlik Kurumu (SGK) Uzmanı Özgür Erdursun, erken emeklilik hayali kuranlar için, prim gün sayısını tamamlamak amacıyla yapılabilecek borçlanma işlemlerini tek tek sıraladı.

YENİ YÖNTEM: PRİM BORÇLANMASI

Bu açıklamalar, emeklilik için gerekli olan prim gün sayısını tamamlayamayan ancak erken emekli olmayı arzulayan vatandaşlar için umut ışığı oldu. SGK Uzmanı Özgür Erdursun, emekli olmak için gerekli prim gün sayısını tamamlayamayan vatandaşlara, SGK'ya başvuruda bulunarak prim borçlanması yapmalarını önerdi. Bu yöntem, eksik günleri tamamlayarak emeklilik yaşına daha erken ulaşmayı sağlayabilecek önemli bir fırsat sunuyor. Ancak, prim borçlanması yapılabilmesi için belirli şartların yerine getirilmesi gerektiğini belirten Erdursun, bu düzenlemeden yararlanabilmek için hangi durumların dikkate alınması gerektiğini açıkladı.

ERKEN EMEKLİLİK İÇİN 12 ÖNEMLİ DURUM

Özgür Erdursun, erken emekli olmayı isteyenler için aşağıdaki 12 durumu sıralayarak, bu koşulları taşıyan kişilerin borçlanma hakkından yararlanabileceğini belirtti:


Doğum Borçlanması (Çocuğa Kadar): Kadın çalışanlar, doğum yaparak kullandıkları ücretsiz izin sürelerini borçlanabilirler. Ayrıca, doğum öncesi ve sonrası süreler de bu kapsama girebilir. Askerlik Borçlanması: Er veya erbaş olarak silah altında geçirilen süreler, yedek subay ya da yedek astsubay okulunda geçen süreler prim borçlanması kapsamına alınabilir. Aylıksız İzin Süreleri (4/c): Kamu personeli olan ve aylıksız izinde geçen süreler, borçlanma kapsamında değerlendirilebilir. Yüksek Lisans ve Uzmanlık Eğitim Süreleri: Doktora veya tıpta uzmanlık eğitiminde geçirilen süreler, erken emeklilik için borçlanılabilir. Avukatlık Stajı Süreleri: 08/06/2022 tarihinden itibaren avukatların sigortalı sayılması ile, avukatlık stajında geçirilen süreler de prim borçlanmasına dahil edilebilir. Tutukluluk ve Gözaltı Süreleri: Cezaevinde tutuklu veya gözaltında geçirilen süreler, erken emekli olmak isteyenlerin prim gün sayısını tamamlamada kullanılabilir. Grev ve Lokavt Süreleri: Çalışanların greve katıldığı ya da lokavtta geçirdiği süreler de borçlanılabilir. Fahri Asistanlık Süreleri: Hekimlerin fahri asistanlıkta geçirdiği süreler de emeklilik için değerlendirilebilecek bir borçlanma süresi sunmaktadır. Seçim Kanunları Gereği İstifa Süreleri: Seçim kanunlarına göre görevlerinden istifa eden ve açıkta kalan kamu görevlilerinin bu süreleri de prim borçlanmasına dahil edilebilir. Kısmi Süreli Çalışma Borçlanması: 4857 sayılı İş Kanunu'na göre kısmi süreli iş sözleşmesi ile çalışanlar, eksik prim günlerini tamamlamak amacıyla borçlanma yapabilirler. Yurtdışında Eğitim Süreleri (1416 Sayılı Kanun): 1416 sayılı Kanun çerçevesinde yurtdışında eğitim görenler, bu süreleri borçlanarak emeklilik prim gün sayılarını tamamlayabilirler. Yurtdışındaki Çalışma Süreleri (3201 Sayılı Kanun): 3201 sayılı kanun kapsamında yurtdışında çalışmış olan kişiler de, bu süreleri borçlanarak erken emekli olma hakkını elde edebilirler.

BAĞ-KUR İHYA SÜRELERİ VE EKSTRA BORÇLANMA

Özgür Erdursun, Bağ-Kur kapsamında ödenmemiş günlerin ihya edilmesiyle ilgili düzenlemeye de dikkat çekti. Bu işlemle, eksik prim günleri geri kazandırılabilir ve erken emeklilik hayali daha kısa sürede gerçekleşebilir. Erken emeklilik için prim borçlanması yapmak isteyenlerin, yukarıda belirtilen koşulları taşıyan süreleri doğru şekilde hesaplaması ve SGK'ya başvuruda bulunması gerektiğini belirten SGK Uzmanı Özgür Erdursun, başvuru işlemlerinin titizlikle yapılması gerektiğinin altını çizdi. Bu yöntemle emeklilik yaşını kısaltmayı planlayanlar için, her bir durumu dikkatlice incelemeleri önerilmektedir.

YENİ DÖNEMLE BİRLİKTE ERKEN EMEKLİLİK FIRSATI

SGK Uzmanı Erdursun, prim borçlanması düzenlemesinin, birçok çalışan için erken emekli olma yolunu açan önemli bir fırsat olduğunu vurguladı. Bu yöntemle, çalışma hayatı boyunca eksik prim günü olan kişiler, emeklilik için daha erken yaşta başvuruda bulunarak emeklilik haklarını kazanabilirler. Hem çalışanlar hem de işverenler için önemli avantajlar sunan bu düzenleme, erken emeklilik isteyenlerin hayallerine kavuşmalarını kolaylaştıracak gibi görünüyor.

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        • 15. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 16. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 21. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 22. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 20. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
        • 21. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 22. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 14. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
        • 15. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 16. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 16. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 16. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 16. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
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        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
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        • 17. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • 18. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:35
        • 19. /vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:61
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        • 16. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
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        Backtrace
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        • 20. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
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        Backtrace
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      App\Models\Seos
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      App\Models\Ad
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